Every chapter's money, on one screen

Chapters stay financially independent in Dueflow: each one connects its own bank account, sets its own dues, and keeps its own money. Headquarters gets visibility, not custody — the numbers roll up while the funds stay where they belong. That distinction matters for both risk and adoption, because a chapter treasurer will happily let you see a dashboard and will fight you over the bank account.

Access follows the same principle. Nationals see chapter totals, rosters, and payments through the chapters view; they don't operate a chapter's account, and every chapter keeps its own officers and permissions.

Every rollup opens into its parts. A chapter card shows collected versus outstanding and the percentage paid; the chapter page shows the payments that produced it and which members are behind. Outstanding history is tracked over time, so you can see whether a chapter is trending toward a problem instead of discovering it at the end of the term.

Chapters collecting in different currencies are kept apart rather than converted into a fake single total, and payment rates account for partial payments and deadline-based pricing — so a chapter that's halfway through a payment plan reads as halfway, not unpaid.

National dues, insurance, and per-member assessments are created as payments against a chapter instead of a member. The chapter sees what it owes, pays by ACH or card, and the balance clears — with the same reminder schedule, partial payments, and receipts the rest of the platform uses.

Because chapter billing is a first-class income category, it also flows through reporting and accounting sync as its own line rather than being lumped in with dues.